TAXI CHRONICLES

Pre-Launch!! Setting Records!!

2010-02-17T16:49:00.000-08:00

Make Your Dreams Come True!

To Everyone I Know...
It does not matter what else is on your plate. If you will agree with me that you need to take 2 minutes out and take a FREE POSITION and LOCK IN YOUR SPOT - FOR FREE...

Then you too need to send this e-mail out to everyone you know before they know...

They go to a LIVE LAUNCH on 03/01/2010 without any delays.

You have TWO CHOICES right now...

#1 You can IGNORE THIS E-MAIL and lose the possibilities of earning thousands of dollars in a 100% FREE PROGRAM...

"or"

#2 You can ACT immediately on this information. Go to the link below and sign up for FREE in just TWO MINUTES... Then use this same e-mail (Take OUT My Website & Put YOUR D.N.A. Website Link in it's place) send it TO EVERYBODY YOU KNOW... BEFORE THEY KNOW...

My TWO MINUTE - FREE SIGN UP LINK IS:

dcg123.datanetworkaffiliates.com

You should see my name and information on the right hand corner and the JOIN FREE option right below it...

URGENT WARNING: If you do not take 10 minutes and send this to EVERYONE YOU KNOW... It is likely that you will be receiving an invitation by MANY THAT YOU KNOW... What would be the difference... This means someone else is EARNING A 100% MATCHING BONUS on their efforts and IT COULD HAVE BEEN YOU...

It takes TEN MINUTES TO SEND OUT...
An E-mail to EVERYONE YOU KNOW...

INVEST TWELVE MINUTES & CHANGE YOUR LIFE

IMPORTANT: Make sure when you replace my above WEBSITE ADDRESS with yours that it really does do not do a cut and paste over... actually delete mine and add yours. Sometimes when you do a cut and paste you replace what people see but the old link is still there. So totally delete mine and put yours in it's place...

Success Easy Way!!

2010-02-06T18:15:00.000-08:00

If You're Working A Job Right Now, I Can Tell You Without A Doubt That Your Job Is A Heck Of A Lot Harder Than Making Hundreds, Or Thousands Per Day Using This Simple Principle.

Find Out More....

Key Ingredients To Become Rich!

2010-02-01T09:11:00.000-08:00

Hard Work
Believe in Yourself - You deserve success!
Preparation
focus on Key Issues
Be Decisive
Plan
Be Organized & Ready to deal with Key Issues
Counter Negative thoughts with Positive thoughts
Take immediate action to solve problems
Out work, Out think, Out tough th competion
Daily visualize success
Never, Never, Never allow fear to control your mind
Defeat fear by attacking it
If married, share concerns with your spouse
Count your many blessings
Exercise Regularly
Seek advice form outstanding people
Consult skilled advisors, CPA, Accounts, Attorneys, Doctors
Share concerns with a trusted friend
Use mental toughness
Read about courageous successful people
Have strong faith
PRAY

How A College Dropout Discovered
a Secret Mathematical Formula
That Turns $1,000 into

$1 Million…

…INVESTING IN PENNY STOCKS!

James Connelly A.K.A “The Penny Stock Prophet” Was A College Student Majoring In Applied Mathematics, When He Stumbled Upon A Secret Mathematical Formula That Made Him An ABSOLUTE FORTUNE In The Stock Market…

…Starting With An Initial Investment of Just $1,000, James Reached MILLIONAIRE STATUS in Only 13 Months!

Cheap Airfair Secrets

2010-01-23T13:51:00.000-08:00

Rhinestone Choker - $ 77.95
From: Wicked Temptations

How The Airlines Rip You Off And The Secret Techniques You Need To Save Big On All Your Flights

"If you are planning a vacation, wish you could visit distant family or just want to see the world then this guide is for you. I give you all the basics on how to get cheap flights , tell you the scams to avoid and reveal all of the biggest money saving confidential inside information the airlines have threatened to bury forever..." You must see this! Click Quick!

Working in Your Panties!

2010-01-03T14:12:00.000-08:00

Very few online opportunities will allow you to test their wares before turning over cash or credit card information. Why? Because the scammers know that the vast majority of individuals lack the stick-to-idness needed to become successful with most online campaigns. Well guess what??? Here's a company that I highly recommend!! Try their cutting edge tools out FREE for 30 days without even providing any credit card information. UNBELIEVABLE!!

12SC is putting the scammers on notice. The scammers days online are numbered because 12 Second Commute is forcing them to change their evil ways. No more false promises and no more sucking innocent people into lies and deception. 12SC tells it like it is and puts their contact details on their home page. If you go to a site and there is no way to contact someone, leave the site and never go back. Come to 12 Second Commute for the honest and professional approach to building your business.

CHECK IT OUT NOW!

Obama trying to boost party money, morale

2009-10-20T17:40:00.000-07:00

When is this guy gonna stop campaigning and start acting like the President of the greatest nation on earth?

Obama trying to boost party money, morale

Hot Place For Get-a-Way!

2009-10-17T22:01:00.000-07:00

I like Vegas!! I like the action! Usually we go with about 1/4" of hecto to spend. I still complain if the taxi driver takes the long way to the hotel. This was way before I figured out that I could now afford rental cars....lol.

Vegas is not the city that never sleeps. Vegas cresendo's to a certain level then as if hit by a stun gun actually takes a quick nap from 5:27 A.M. to about 6:26 A.M. Then, as the sun begins to rise, you can slowly sense Vegas shaking from it's slumber and waking up. The streets are speckled with individuals out jogging, walking and exercising. One will also notice individuals who have had a bad night and are now needing to run a couple of days together.

Daybreak in Vegas is surreal. What enables this city which is, such a mad house transform itself into a seemly rational wholesome environment at daybreak.

Mixing Iron and Clay

2009-08-16T18:01:00.000-07:00

Obamanomics: Part One "The Hidden Agenda",

You could be at home, with your family, in your silk poka dotted p.j.'s making a full time income right now - Selling auto-pilot online!
You can be up and running in less than one day!

If you need quick cash, and can't afford adverising,.... Just Copy and Resale on the Traffic Networks with a free accounts! Then place it on E-bay, Craig's list, Free Blogs, Forums, Chat-Rooms, Social Networks ect...Set your own price! Get 5 to 10 Conversions per day just from these few outlets! This is one project anyone can do!

Travel USA-Mount Rushmore South Dakota 旅游美国

2009-08-16T17:52:00.000-07:00

The Largest Collection Of E~Books EVER Put Together!!!

SPECIAL LIMITED OFFER BLOW-OUT SALE!!

This is the Hottest, Collection Ever! Ranked #2 Out of 1.8 Million According to Google Search Engine. See For Yourself. Do a quick search for Mega E-Book Collection.

BIG HUGE COLOSSAL MEGA Ebook Collection to Resell on eBay or ONLINE!!

All with MASTER RESELL RIGHTS Included!

DONT MISS THIS SPECIAL LOW PRICE!!

INSTANT DIGITAL DELIVERY - GET IT NOW - INSTANT DIGITAL DELIVERY - GET IT TODAY!!

We have SOLD OVER 5000 COPIES of our ebook business!

Helping Thousands make OVER an estimated total of $450,000

THOUSANDS OF PEOPLE ARE MAKING

MONEY WITH OUR SYSTEM!!!

(Based on facts from emails, surveys,& feedback)

THIS IS THE MOST EXCITING EBOOK COLLECTION WE HAVE EVER OFFERED!! - DON'T MISS IT - AT THIS SPECIAL PRICE!!!!

Twitter Jams Bank Account With CASH!

2009-07-03T19:43:00.000-07:00

This is truly an amazing system, one in which you can put something on TRUE autopilot and have it continue forward building your Twitter followers AND making you money daily.
It almost seems to good to be true, but in fact it is true. I have managed to increase my twitter following by 20,000 people since early November, 2008. And, I developed this product which makes money directly from this growth, every day. Not only that, but YOU can duplicate what I have done and make money every day. I will show you exactly what to do, and you will be up and running within hours, not next week or next month, TODAY.

Start Now! Click Here!

Mega And People String!!! Perfict Hit!!

2009-06-29T19:44:00.000-07:00

I'm giving away Mega Ebooks Collection to everyone who takes advantage of thisnew launch. http://www.peoplestring.com/?u=dcg123Peoplestring is a new email reading money maker with self destruct emails. Thisway your email box won't get clogged up with emails. You'll be glad you joined.After you join....email me and I'll give you a free download of MEGA EBOOKSCollection. It's the largest online collection of books, programs, and onlineopportunities in the history of the internet. It's valued at over $37.00dollars retail. Here's the site to take a look at what you're gonna recieve.http://www.houstonhotdeals.com/gagazillion.htmAfter you sign up for Peoplestring....drop me an email and I'll send you theMEGA EBOOKS Collection Link.

Click to join freestuff_4u2

Got My Number!

2008-12-14T23:07:00.000-08:00

I'm excited! This is really a great opportunity to make money for little investment. I've tried many different plans....this seems to be the best. On the first day of launch, the servers crashed from all the traffic. Don't wait look into it today!

Holiday Travel Tips

2008-12-12T09:21:00.000-08:00

TSA Holiday 3-1-1 Tips
Knowing that holiday travel brings inexperienced and infrequent travelers to airports, wed like to provide holiday-specific 3-1-1 information to help you get through the security checkpoints smoothly and quickly.

TSAs 3-1-1 program means:
Liquids, aerosols and gels must be in containers three ounces or less,
Items must be put in a one quart, clear plastic zip-top bag, and
Only one zip-top bag per passenger.
Do not wrap gifts. If a security officer needs to inspect a package they may have to unwrap your gift. Please wrap gifts after arriving at your destination.

Read Entire Article....

Deus Vobiscum

2008-11-30T18:54:00.000-08:00

So I'm back from Atlanta! It's great to get back to work! As promised, I'll fill you in on some of the sights from the trip. I rented a new Chevy Impala for the trip. WOW! I think I'm gonna buy one of those vehicles. It handles great, plenty of leg room and the torque.....incredible. It floated a little in the beginning but, I quickly adjusted to the ride. It was just under 900 miles one way and the vehicle allowed you to enjoy every mile. I stopped at one of the Biloxi Casinos on the way there and on the return trip. On the way there I stopped at BoomTown. It wasn't anything special.Once in Atlanta, I stayed with my Brother-in-Law and Sister-in-Law. Their home was magnificent! I believe it was the Sandy Springs area. Beautiful 3 story aprx 7000 square feet, sitting on prime land in a secluded gated community. And the food Ohhhhh MY Goodnesss!!!! I won't need to eat another bite until Christmas. Loved the family fellowship. There's nothing more refreshing. I broke away from the group for a few hours to visit a close friend who I have know since Grade School. It was blast! On the way back I stopped at Hard Rock Cafe Casino. If you're ever in Biloxi, you must go there. The place is fabulous! It's new and well constructed. You actually don't even mind losing your hard earned money there. The service is great....I'm telling you...this place is really Top Shelf. Whatever you want is there...music, eye candy, table games, slots, and a slammin party atmosphere. I was thown off with the unisex bathroom entrance/exit. I went into the door label Men and was confronted with men and women.....lol....no joke! I guess one of the guys noticed my startled expression like ALRIGHT!, and said to me, "yea, this place takes a little getting used to. The hand washing and mirror areas are common areas. To use the restroom you need to continue thru this door". I give the Hard Rock Cafe Casino in Biloxi ***** Five Stars.

Strange, Strange Flesh

2008-11-23T19:38:00.001-08:00

So I got a call to the Delta Queen. As I pulled up to the door, this tall chick dressed in a long black maxi coat walks out then jumps into the back seat. She tells me she's on the way to a private party and wants to know if I would be willing to be her escort. I'm replied, I flattered but, I've got to work the whole night. I put one arm on the front seat passenger side head rest, the other on the steering wheel, petal to the metal, pulled onto the freeway and headed out to the Fair Oaks area. She say's, "please, I'll make it worth your while!" At the same time if feel the soft touch of small fingers running up and down my right arm. I started thinking, "Golly, this girl is really fresh". So, I'm driving and pondering my options knowing deep down inside that I'd never actually do anything with this strange flesh. On the other hand, it was a nice ego boost to be hit on so hard. Then things started to heat up into overdrive as I felt something slowly getting close to my neck collar. I said, "you're gonna have to slow down a bit cause I really need to focus on driving this cab". I gave a quick glance in the rear view mirror and noticed that she was sitting over in the far corner of the back seat of the cab with both of her arms in plain view.

Driving taxi cab grave yard shift in the murder capitol isn't a task to be handled sober. So, sometimes it took me a little time to process information. So, I'm driving along thinking....hmmm...how's this chick playing with my arm with both of her hands at her side. I turned to look over my right shoulder to re-assess the situation and and was greeted by a Big Fat Rat! This chick had let a pet rat loose in the cab. I shook my arm so hard that it bounce off the dome light in the headliner. I pulled over and put her out. A rat in my cab......doggg.

Limited Time Get Mega E-Books More Than 90% off Next 25 Orders!

Salvia is Here!

2008-08-20T20:38:00.000-07:00

Check out this site for the best rates and the quickest shipping on your Salvia orders! Secure and reliable site.

Key points regarding Salvia
Salvia Divinorum is 100% legal in all countries except Australia.
Salvia Divinorum contains no nicotine, is not addictive non-habit forming.
Salvia Divinorum is the worlds most powerful entheogenic herb, it is not a hallucinogen. The experience is very real, completely safe and natural.

Don't Cheat Yourself! Treat Yourself!

2008-08-18T13:42:00.000-07:00

Coming Soon!

Sil Vous Plait

2008-04-08T08:56:00.000-07:00

The Success Checklist I Used To Hit #1 on del.icio.us, with Resulting Screenshots

Who's a Flesh Eater?

2008-03-13T11:02:00.000-07:00

I took this quick survey and discovered I had a 19% chance of eating friends if trapped in a blizzard. Thought the question about whether or not I could out run my friends funny. Check it out.19%

Hot Results

2008-02-24T10:31:00.000-08:00

Proven Track Record...

Yep its me that Rich kid you see driving your deam car!!! Sucks to be you.....I work 3 hours a day trading Forex, I have made $6,000 in 30 seconds... and it makes you sick!! Option 1 keep doing what your doing and see how it goes...Option 2 I will give you a 14 day FREE Trial of my Forex Trades. Thats right I will send you my trades via email, text, and IM. 80% of my Trades made money last year All you have to do is place the trades....14 DAY FREE TRIAL...You have nothing to lose....(Except your beater Car)

13 Year Old Makes $40,000 in 1 Month!

2008-02-23T15:42:00.001-08:00

How would you like to learn how to make $40,000 easy, online, and over the next 3 to 4 weeks? You can't wait! I know....I was the same way! Turn $14 bucks into $40,000. Here's How....

Adsense Ranks Itself High!

2008-02-19T20:54:00.000-08:00

Watch the latest videos on YouTube.com

I just received another check from Amphitheatre Parkway which is where the Adsense checks are mailed from. Video units Are the way to Super Charge your adsense earnings. I've had tremendous results with video. Those little google bots actually run about the net grabbing people to look at the video you've placed on your site.

Check out video for more site traffic!

Armed robbery on Syracuse University campus

2008-02-17T18:43:00.000-08:00

Syracuse N.Y. - Three Syracuse University students and one former student have been charged in an armed robbery in a South Campus apartment early Saturday morning. Read more....

Too Dumb to Rob!

2008-02-09T14:03:00.000-08:00

Coming Soon

I'm gonna search for this story I wrote for another site and make it my next entry. It's a true story about how I had to play real dumb to keep this guy from robbing and shooting me. I've been robbed at gun point a couple of times in my lifetime. This one was the funniest. Stay tuned.....

Tax Savings For Wage Earners

2008-02-09T11:04:00.000-08:00

Need to maximize tax savings? Here's some great information for self-employed as well as wage earners. Get Details.......

Real Hits!

2008-02-07T17:31:00.000-08:00

I Can send your site 1 Million Free Visitors!

Ho's and Pimps!

2008-02-05T14:32:00.000-08:00

In my days of lingerie sales I've discovered a couple of truths.
1. Not all prostitutes are bad.2. Not all pimps are dumb.
I used to drive cab in Sacto years ago. One of my regulars were this young couple I picked up at the same time each night. They were both well dressed and carried themselves in a professional manner. I dropped the girl off at one of the red light establishments. You know the S.O.B. (sexually oriented businesses), that flew under the radar. I then took the guy back to the house.
I looked forward to talking to this couple on a regular basis. I learned that they were both college educated, big tippers, and approached their market with goals and a finish line.
I learned that profitable prostitutes don't enjoy sex per...say, they actually attempt to exploit the lusts of clients in order to maximize financial return. The key was to extract as much money, while providing as little product as possible.
As a matter of fact, they had code names for fellow workers that enjoyed sex regardless of how much they were paid.

No one works Like ME!

2008-02-04T21:20:00.000-08:00

As mentioned before, I've worked for several wealthy individuals in my days. We often assume that hard work isn't as important as brains, timing, inovation, and luck when it comes to the success formula. I'm here to bust your bubble with cold hard facts. Many successful individuals have mastered the art of climbing up off the ground after major meltdowns. Sure there's a few lottery winners who happen to come up with the right idea at the right time and place but, there's no substitution in the success formula for HARD WORK. So, if you are not willing to pour sweat, time, blood, mental fortitude, dedication and steadfastness into your venture, you best get a day job.

I've heard it said, Late to Bed, Early to Rise, Work like Hell, and advertise........(to be continued).

Rich Secret

2008-02-04T20:57:00.000-08:00

Here it is

Your "Secret Weapon" For
Passionate Lovemaking

Suppose you could read a few simple tips and have your partner sexually charged and excited about sex with you again?

While this almost sounds too good to be true, imagine this…

…Your partner comes home from work, too "tired" for sex as usual. You walk over, whisper a few words into their ear and before you know it, you're being passionately kissed.

You stumble towards the bedroom as your clothes disappear from your bodies. Afterwards, you collapse onto the bed exhausted and dizzy with a big smile on your face.

You look into their eyes and notice something. You've rediscovered them. And it feels amazing. But most importantly, that special smile that your partner once reserved only for you, is back.

Sounds too good to be true?

Well it's not. Even the most lazy and "bored to death" partners can be excited about making love with you again… starting tonight! As a matter of fact, it's easier than you think, when you know how.

And that's where I come in.

Most Traffic One Day!

2008-01-25T13:13:00.000-08:00

Looks like my experiment seems to be working. Urchin stats aren't complete til later tonight but, so far seems like this format is showing the best success of all my blogs. So I sit here looking out my dining room view window at the die hard golfers on the course and wonder, how many of them are actually financially free. I don't proclaim to have achieved any great level of financial status. In my opinion I'd say that I'm Pre-Reaganomics Upper Middle class at best. In some circles probably called an emulator. In the hood we say perpetrator. I like studying and learning from those that are wealthy. I've been fortunate and able to amass lots of data on different wealthy individuals. Information about their attributes, quirks, habits, and pet peeve. There's quite a few in my neighborhood. I have a hobby that I call wealth watching. It's similar to bird watching. Often when I'm out during my morning walk I take time to talk to a few of them. I can always tell the seriously affluent from those that are not. It's like reading poker faces. It's not always in the attire. For instance one of my neighbors always dresses in jeans and overalls yet, this same gentleman acquired great sums of money investing in raw land around the Houston area. After talking to him for awhile, one comes to the conclusion that he is indeed quite wealthy. Or what about the the wife turned mistress of a well known recently retired sports icon who lives down the street. She bears all the resemblance of the affluent yet sells exercise tapes to supplement her income. A good friend once said, "I've been rich and I've been poor. Being rich is more fun"

Money and Sex Test

2008-01-25T09:06:00.000-08:00

I heard on the news that sex is on of the biggest tools to market goods and services. Consumers flock to products associated with designed to appeal to one's sexual motivations. How often have we bought a book or movie by it's cover. Personally Sci-fi is my preference but, the statistics show that money and sex go hand and hand. To test this theory, I'm going to utilize the vast collection of pics from my lingerie business to place on some of my blogs. I'm going to gage viewer responses for a period of 1 month. Leave a comment or take the poll.

Money Density

2008-01-24T15:08:00.000-08:00

The ability to attract great sums of wealth. Some have it, some don't. It's been said that if all the money in the world was divided and distributed evenly, those that are currently wealthy would have most of their wealth back within 48 hrs. Why is that?

Rich is to Poor as Health is to?

2008-01-24T07:30:00.000-08:00

The difference between the rich and the poor is mostly between their ears. That's correct you heard me right, between their ears. The rich are generally not smarter, they don't have more hours available each day, they are not stronger, or luckier than the poor. The difference is the way the rich think opposed to the way the poor think about money.
Financially Free: is when the extra cashflow from all of your assets exceeds all of your monthly expenses and you no longer need to go to work each day, if you choose not to. Allowing you more free time to buy more income producing assets.
Wealthy: is when you have accumulated enough money and assets, that if you never brought in another dollar of income, you could comfortably live the lifestyle of your choice for the rest of your life. Read entire Article

View technorati.com

Burleigh Heads

2008-01-23T21:05:00.000-08:00

Don't miss the opportunity to enjoy the beautiful scenery and the natural setting in the heart of the Gold Coast. Burleigh Heads National Park is a must see experience. A rain forested headland at Tallebudgera Creek estuary in the heart of the Gold Coast. Make sure to treat yourself and not cheat yourself. Utilize Last Minute Accommodations.

World First, World Class

Australia's Gold Coast boasts of the biggest, the best, the most spectacular.
The largest subtropical rain forest remnant in the world and more than 100,000ha of nature reserves and World Heritage sites.
The most extensive Antarctic Beech cool temperate rain forests in Australia and Australia's most biologically diverse city. Plan to experience the most fascinating trip of you life!

Australia’s Gold Coast nurtures a vibrant artistic community accounting for 20% of the total cultural and recreational services workforce in Queensland.
Lose yourself in 84 art galleries, 22 drama and theatrical organisations and 300 cultural groups.

Contact:
Last Minute Accommodations http://www.lastminute.com.au/home.html
Gold Coast City Council Cultural Directory www.goldcoast.qld.gov.au
Gold Coast Theatre Alliance www.goldcoasttheatre.com.au

Let's Go to Spain!

2008-01-11T06:15:00.000-08:00

Thinking of a great place to take a vacation? Don't pass up an opportunity to visit one of the most exciting locations on this planet. Make Spain your favorite holiday get-away. Rent one of the fabulous villas or purchase a vacation home. Get a great deal on a villa in Barcelona.

Spain is a country rich in tradition, famous for it's colorful bullfights, sunny climate and beautiful storybook castles. Spain is the third largest country in Europe in area. Only the Soviet Union and France are Larger. Spain occupies about five-sixths of the lberian Peninsula, which lies in southwestern Europe between the Atlantic Ocean and the Mediterranean Sea. Madrid, Spain's capital and largest city, stands in the center of the country. Spain is one of the world's leading tourist countries. Each year, millions of people visit Spain's sunny Mediterranean beaches and islands, the rocky Atlantic coast, and castles and churches in historic Spanish cities. Wouldn't it be nice to enjoy the rich pleasures of Spain in your own villa?
Spain is divided into provinces. Mainland Spain consists of 47 provinces; the Cannary Islands, and the Balearic Islands. The national government appoints a governor for each province. the people of each province elect the members of a provincial assembly. Voters in cities and towns elect a city of town council. Each city and town has a mayor. Mayors of communities with more than 10,000 people are elected by the people.

People in the cities still follow a number of age-old customs in addition to the lates trends. Spaniards enjoy a paseo (walk), before their evening meal, which they often do not eat until 10 or 11 p.m. Spanish people also go to sidewalk cafes, bars, and clubs, where they visit with friends and drink coffee, soft drinks, or wine. Spaniards enjoy seafood, which is inexpensive and plentiful in the coastal waters. A popular dish is paella. It consists of such foods as shrimp, lobster, chicken, ham and vegetables, all combined with rice that has been cooked with flavoring called saffron. Other favorite Spanish dishes include squids, crabs, sardines and fried baby eels. A popular dish during warm weather is gazpacho, a cold soup made of strained tomatoes, olive oil, and spices.
After getting settled into your villa, make sure you enjoy The Prado in Madrid, Spain's best-known museum, containing one of the worlds finest art collections. It features works by such great Spanish painters as Francisco Goya, Bartolome' Murillo, and Diego Velazquez.
Spain shows the influence of various peoples who once controlled the country. some aqueducts, bridges and other structures built by the ancient Romans are still in use in Spain, and the ruins of other Roman structures can be seen throughout the country. Spain has about 1,400 castles and palaces, including the alcazars. El Escorial, a combination burial place, church, monastery, and palace, stands about 30 miles northwest of Madrid. It was built in the 1500's and is one of the world's largest buildings.
When you decide on your trip to Spain,........don't cheat yourself, treat yourself to a magnificent villa and please consider choosing from these great accomodations, then come back here to the site and tell me all about your experiences! Until then, Live Long and Prosper!

Registry Cleaner Software
Reliable, Award Winning Program.
Quickly/Easily Clean Your Registry!

The Art of Secret Rendevous!

2008-01-06T11:29:00.001-08:00

Learn Hot Secrets!

Watch the latest videos on YouTube.com

She Turned a Rat Loose!

2007-12-31T08:57:00.000-08:00

Note to self: Next story is about the hot date that turned a rat loose in my Cab. Yeeeeooooowwww!

How a 34 year old from NYC and a whizz-kid from California "swiped" from the super affiliates and "raided" the gurus without anyone even knowing... must see...Click Here!

$400,000 Whoooaaaa!

2007-12-31T08:35:00.000-08:00

What's with these people leaving all this money to dogs? I don't get it. The Hensley chick, Duh....

And the recent story about the guy leaving $400,000 and his house to some dogs. What's going to happen when the dogs die? Will the courts have to do an heirship affidavit on the dogs sibblings and heirs?

Jail for dog fighting????....what the Hell is this world turning into. When did human life become less important than a dogs? I mean tell the guy don't do it anymore. Give him a warning or a fine. But prison???? Seinfield, in one of his stand-up routines stated that "if there was life on other planets, I'm sure that they view humans as the slaves and dogs as the masters." He went on to say, " we walk behind them and pick up their poop."

As a child I was crazy about my dogs. As I grew up and had to care for children, there were times when I had to think about the welfare of my children above that of the family pet. Many times the family pet got slighted. Cat's??? Don't even go there!

A guy in Texas let his dog chew his infant to death several years ago. The courts decided not to put the dog to sleep saying that the poor pet owner had suffered enough.

Our world is turning into a Kingdom for pets Click Here! Think that's funny? Then check this out Click Here! Man discovers multi million dollar conspiracy responsible for the death of his dog!

Live or Memorex

2007-12-28T21:41:00.000-08:00

If asked if I made this story up......yea....

Off the record it's very true. I once recieved a call for a fare in Old Sacto. During the mid 80's this was one of Sacramento's Hot Spots for underground Discos. The Discos in Old Sac. went way out with spinning glitter balls, strobe lights, the lighted dance floors and the whole 9 yards. The interesting thing about Old Sac. was that there was only one way in and one way out. I remember it like yesterday,.....it was raining that night and as I pulled into Old Sac. I noticed an ambulance and several police cars with lights blaring in the darkness thru my rain covered windshield, reflecting off the droplets of rain.

This was a time in the 80's when Sacramento was called the murder capitol and we cabbies were experiencing a rash of robberies, shootings and stabbings during the graveyard shift. It was a common occurrence at night to hear the dispatcher say, "Stay away from XYZ area, we just had an infraction. Don't pick up any flags over there." Which meant, don't pick up anyone trying to wave down a cab in a certain area (XYZ), because of some type of shooting, robbery, stabbing or attempt to do so.

Anyway I had just pulled into the front entrance of Old SAc., and before I could get my bearings, this guy dressed in a nice three piece suit jumped into the front seat of my cab and said, "Take me south on 99 to 3274 Fogol St." I was a little startled with this individual jumping into the front seat without asking if it was ok.

I looked over to him calmly and said sure. Thinking to myself, "strike one!". Then this individual said, "By the way, I may not have all the fare for the trip." I said, "No problem....we'll ride as far as your money will take us". Thinking to myself, "STRIKE two".

So we exited the rear of Old Sac., and headed south. We had barely gotten onto the highway when my mysterious passenger pulled out a bottle of Bacardi 151 Rum, popped the cap, and started drinking in the front seat, with not enough fare for the entire trip. I thought to myself, "STRIKE THREE..., I better talk to this guy and find out where his head is". So I started up a conversation. "Hey", I stated, "What was with all the police and the ambulance at the front entrance of Old Sac"? Looking over to my mysterious passenger for a response...... Then this nut explodes and starts going off with, "I tried to blow that son-of-a-$#@$^@'s brains all over the table. I told him I was gonna do it. I told that $#@$^%$#(*& to quit %$#%^*=%ing with me!"

I looked at him and with out missing a beat said, "Man what the hell is your problem?" He replied, "What do you mean?" I continued with, "You get in my cab, start drinking and don't even offer me a damn sip". He said "Man, I'm sorry, I wasn't thinking. Did you want some?" I replied, "Hell yea, you know I do,....and by the way, since you're providing drinks, don't worry about the fare".

Inside AdSense: Manage Ads gives you more ad functionality

2007-12-26T13:05:00.000-08:00

Inside AdSense: Manage Ads gives you more ad functionality

Mortgage Disclosures

2007-12-12T21:45:00.001-08:00

Study claims borrowers don't understand Disclosures

This recent article in the LA Times reports on an interesting study completed by the FTC regarding mortgage disclosures.
The study found that a large percentage of today's borrowers don't understand the disclosures being provided for them.
From the study:

Half the borrowers couldn't correctly identify the loan amount.
Nine in 10 couldn't figure out the total upfront cost of the loan.
Two-thirds did not recognize that they would have to pay a penalty if they paid off the mortgage within two years. And 95% didn't know how much that penalty would be.
Three-quarters did not know when substantial charges for credit insurance had been included in the loan.

One in five couldn't correctly identify the annual percentage rate, the amount of cash due at closing or the monthly payment — or whether that payment included charges for property taxes and insurance.

The study only looked at dislosures for fixed rate mortgage products. One can assume that the results would be even worse for some more complicated loan products, like the Option ARM.
The Government and consumer groups are looking at revamping the disclosure requirements on loans, in an effort to better educate the consumer. However, these measures will inevitably take a long time to implement, and could still fall short of the mark.

As a mortgage professional, are you doing anything extra to educate your clients about the loan products you are providing? Are you confident in your ability to educate your clients as to their options?

Almost every originator I have ever spoken with has mentioned the time where a friend or family member has asked them to review a good faith estimate and other disclosures to determine if they are getting a "good loan" or not. But what is a "good loan"?
I like to define a "good loan" as any mortgage that provides the money needed, with payments the borrower can afford and terms they are comfortable with.

The best way to grow your origination business is via word of mouth referrals and repeat business. The originator that strives to completely educate their clients is the orignator that builds value with their clients. If the borrower feels comfortable with the loan documents they are signing, and they understand the terms of the loan, they will tell others how their originator helped them get a "good loan".

If you would like to take your origination activities to the next level, by becoming not only an expert in the products you provide, but also a better communicator of those products, or if you simply want to learn new strategies to grow your business, take a moment to contact your Account Manager.

Thinking of Learning a new Language? Click the Book!

Dumb Vic

2007-12-12T21:13:00.000-08:00

I used to live in Sacramento back during the late 70's to the mid 80's it was considered one of the murder capitals. Needing to support three small children, I often took odd jobs which sometimes were not the safest positions to be in.I spent a stilt doing door to door sales. I spent time in telemarketing. But the most dangerous position I worked in was Graveyard Shift Taxi Cab Driving. To remember those days.....I thought I would document some of the less raunchier events on my blog and name them, "The Taxi Cab Chronicles".The first article is rightly named, "To Dumb to Rob!".

As a cab driver in the murder capital, you had to quickly read a potential passenger or run the risk of becoming a statistic!It was about 1:30 am friday morning and I was 1st up at the Main. Taxi Cab Lingo for....first in line for a customer, parked at the Greyhound Bus Terminal.Sounds important....lol.Anyway the guy jumped in the back of my cab and said, "I don't have any money...all I have is a gun!" I started scratching my head real slow and then in the dumbest voice I could muster, I started into a long winded discourse. It went something like this:Duh.....uhh...uhhh.Well sir, I don't rightly know how we need to work dis out. I ain't real sure but da boss done told me in da training class dat starting out if we know dat you don't have da cash, we not suppose to give you da ride. Now I done heard of times when da driver takes a fare to da place dey need to go den find out dat dey don't have da cash......... and den we take a radio or T.V. or sumptin else of value.But I ain't ever heard of a driver takin sumtin startin out, especially a gun startin out when dey know dat da customer don't have any cash. If you want I don't mind callin and askin fo ya doe but da only ting is I think's da boss is gonna get mad at me cause he saze all I do is call in wit stupid ass questions and I'm almost sure dey gonna say no.

After this discourse the guy laughed, closed the door, paid upfront and gave me a good tip. He figured I was to dumb to rob.P.S. He was packin. Whether or not he actually planned on robbing me....who knows.Check back for more "Taxi Cab Chronicles".

BIG MORTGAGE SECRET!

2007-12-11T20:52:00.000-08:00

THE BIGGEST SECRET YET!
How to Finance 100% with NO CREDIT CHECK!

With the sub-prime meltdown in full swing, individuals needing to be creative in the financing of real estate are slowly becoming aware of the lack of available financing options. To the astute eye this current situation has created an opportunity to profit and accumulate even more wealth than the previous situation. Learn this easy techniques.
I was originating sub-prime loans in Texas prior to license requirements. We in the business all knew that it was only a matter of time before the poorly documented loans and the adjustable rate mortgages set to adjust above the borrowers income would come tumbling down like Humpty-Dumpty. Everyone in the industry has heard the horror stories how some of the less ethical brokers were juggling monies and allowing individuals to obtain mortgages using less that legal methods.

The large slow moving companies are the ones most affected by this recent market adjustment. These entities are unable to keep up with over inflated variable expenses as well as fixed expenditures due to dwindling home sales and originations. They have been forced to lay off employees and tighten up loan requirements. PMI Mortgage insurance covering borrower default has tightened it's requirements refusing to insure borrowers with lower credit scores. This has caused lenders to tighten loan requirements even further. As of this writing it's difficult if not impossible for borrowers having fico scores less than 550 to obtain mortgage insurance on 100% LTV's. Hence no mortgage insurance, no loan. The market is adjusting. Learn how to profit from the changes.

I have been blessed with the ability to draw from past market adjustments. Rates, terms, downpayment amounts are all relative. In the year 1979 I purchased my first home. I had just ETS'ed (end of tour status), from the military and wanted to utilize my V.A. Benifits. My first home loan consisted of $56,000 principle amount, 30 year amortization @10.5% interest. This was a great prime loan at the time. At the same time sub-prime interest rates were escalating as high as 22%. The amazing fact I'm trying to impress upon you is this: PEOPLE WILL ALWAYS NEED A PLACE TO STAY AND WILL ALWAYS NEED TO BUY AND SELL REAL ESTATE!

The key to this business is very simple. Don't look for ways not to do a transaction, look for ways to get the transaction done. Since you have read the bulk of this quick e-letter, I'm going to share a secret with you. This will revolutionize the way you look at real estate. I compiled a list of property owners who have had their houses for sale on the MLS for an extended period of time. Some of these sellers have expressed a willingness to accept owner financing for a portion of their net procceeds. I asked these sellers if they would be willing to Owner Finance 35% of the sale price of their properties. To my amazement, some of the owner's said they would be willing to owner finance 35% of the sale price of their home. Why is this important?
I know where to obtain 65% financing on real estate with no credit check!
Isn't that a kick in the head? 35% from the seller + 65% from a private investor = 100% financing on real estate with No Credit Check! Even more amazing, is the fact that this type of hard money isn't hard to find. If you can't find it, I'll show you where it is.
Because of my many other obligations it's mandatory that I study market changes on the MLS daily. What I'm always looking for is properties containing high amounts of equity on the table and sellers willing to offer or participate in creative financing. I'm going to make this list and my private notes containing conversations with sellers and selling agents available to a select group of individuals. Let me know if you are interested.
NOTE: Act Quick! These type of deals go real quick!

Dick Green Brkr#479053
Licensed Mortgage and Real Estate Broker
Triad Mortgage and Realty Services